Accident Protection Insurance Plan
Accidents are unpredictable and can occur at any time. The aftermath can be financially devastating, especially for individuals such as truck drivers and traveling nurses who are often on the move. An accident protection insurance plan offers a financial safety net when the unexpected strikes, covering costs from X-rays to ambulance services, and even out-of-pocket expenses.
With CBK Insurance Services’ Accident Protection Insurance Plan, you can focus on recovery without worrying about the financial burden.
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How CBK Accident Protection Keeps You Covered
CBK Insurance Services’ Accident Protection Plan is an excess medical expense coverage insurance plan, designed to help cover out-of-pocket expenses that may arise due to accidental bodily injury. The plan pays up to the selected excess medical expense amount after the applicable deductible is met. This plan offers additional coverage to help with expenses related to an accident, including lump sum payouts if an injury due to an accident results in a loss.
Wide Range of Medical Coverage
This comprehensive plan covers a wide range of medically necessary treatments, from physician or nurse-provided treatments to hospital room and board, ambulance services, diagnostic tests and X-rays, outpatient surgery, oxygen, blood, and blood plasma, and even rental of durable medical equipment for a covered accident or injury.
Additional Accident Protection Coverage
The Accident Protection Plan also covers the costs of casts, splints, crutches, prescription drugs, over-the-counter drugs, and dental work for sound natural teeth. In the unfortunate event of accidental death and dismemberment, the plan pays up to 100% of the AD&D maximum based on a specific schedule.
Different Needs, Different Coverage Amounts
- $2,500 per insured with a $100 deductible
- $5,000 per insured with a $250 deductible
- $7,500 per insured with a $250 deductible
- $10,000 per insured with a $500 deductible
- $12,500 per insured with a $500 deductible
- $15,000 per insured with a $500 deductible
On the 65th birthday of the primary insured and the spouse of the primary insured, the benefits reduce by 50%.
Whether you are a truck driver navigating the highways of Texas, a nurse in Florida, or a frequent traveler in any of the states served by CBK Insurance Services, this plan is designed to provide you with peace of mind, knowing you are protected against unexpected medical expenses.
Accident Protection Plan Benefits
The benefits of this comprehensive Accident Protection Insurance Plan designed to provide financial security in the event of an unexpected accident include:
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The plan covers a variety of medically necessary treatments, as well as the rental of durable medical equipment
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If an injury due to an accident results in a loss, it offers lump-sum payouts
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Provides additional coverage to help with expenses related to an accident, covering the cost of deductibles, co-pays, and other expenses not covered by insurance
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If accidental death or dismemberment occurs, the plan provides coverage up to the maximum amount specified in the AD&D schedule, reimbursing up to 100% of the eligible benefits.
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Offers different coverage amounts to fit different budgets and needs
Benefits of Choosing CBK for Accident Insurance Coverage
Choosing CBK Insurance Services for your accident insurance coverage gives you seamless protection against unexpected medical expenses. Our Accident Protection Insurance Plan is designed to make the process of getting coverage simple and hassle-free.
We want to provide you with an accident insurance plan that offers peace of mind. With our accident insurance coverage, you can focus on recovery, knowing that your financial burden is reduced.
Our plans offer a variety of coverage amounts to fit different budgets and needs, ensuring you receive the most suitable protection.
Our dedicated team of insurance professionals is always ready to assist you, offering personalized service and guidance every step of the way. Trust CBK Insurance Services for your accident insurance needs and experience the difference between quality coverage and exceptional service.
Call 210-807-0382 or CLICK HERE to use the simple online form
Frequently Asked Questions
What is accident protection?
What does accident insurance cover?
Is accident insurance worth the money?
Determining if accident insurance is worth the money largely depends on an individual’s lifestyle, work environment, and financial situation. For individuals like truck drivers, nurses, or others who frequently travel for work and are thus more vulnerable to accidents, the coverage provided by an Accident Protection insurance plan could be a crucial safety net. This plan can help cover the cost of deductibles, co-pays, and other expenses not covered by insurance, alleviating the financial burden in the event of an accident. We highly recommend scheduling a 5-minute call with a CBK Insurance Services agent to get a personalized quote and further understand the benefits of this plan.